Career Growth Prospects and Opportunities of IBPS PO

As we all know IBPS will declare its final selection list for IBPS PO V for almost 13500 vacancy, many of the aspirants may thinking of career growth and opportunity of a PO in Public Sector Bank. There is many negativeness surfacing that Bank PO job is like a job of salesman, very hectic, not well paid, boring etc. But today we are giving all of you a real insight of Bank PO job.

LIC AAO Expected Cut-Offs

Of-course Bank PO job is not easy but it is also not hectic like Private IT job. Bank PO job work stress is actually depends on which banks one get, branch location, senior officers behaviors and management etc. Many is very happy in Bank PO jobs even many are joining Bank now a days leaving high paying IT jobs. And many leaving Bank jobs after just 2 years of probation period.

Biggest reason to resign a Bank Job for young employee is Transfer. Many candidate from city are like a Delhi guy get posted in a village in South India or remote areas of Manipur or Meghalaya he would resign.

One of the biggest advantage of bank jobs is Job Security. As it is govt job and also if in 2017 11th Bipartite Settlements happened Bank PO will become highest paid govt employee even more than SSC-CGL employee.

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Now opportunity and career growth in Banks,

1. Can be reach to the top most higher grade like Scale 7 or Chairman post like SBI Chief because promotion is the fastest in Banking sector one can get Scale 2 after only 3 years with JAIIB and CAIIB.
2. One can join Private Sector firm or Bank for higher salary after 6-7 years of experiences in PSU Banks, but for that one must have some set of special skill Forex or credit department.
3. Can join MBA after 3-4 years in Top most MBA colleges in India or abroad. If one with 3 years experience in Banks join MBA  from like IIM or FMS Delhi or XLRI can get 15-20 lacs in Top Finance firm.
4. Can do CFA and apply to front end Invest-banking job role which is the one of most demanded job in world.
5. Prepare for RBI Grade B which pay almost 13 lacs CTC now a days.
6. And also after 5-6 years of experiences Bank employees can join Bank coaching center which pay very good salary now a days.

At last every job has cons and pros.One more advantage of bank employees are very low rate interest on home or car loan which below than the market rate.

LIC AAO 2016 Expected Cutoff

Recently LIC AAO 2016 Exam is over for 700 vacancy. As per the report from some sources almost 8-9 lac candidate appeared in the exams. So every one is must be anxious about the cut-off marks. So, today we give you all aspirants a detailed view about possible cut-offs. In the exam there is 2 sections Maths and Reasoning containing 30 questions with 3 marks for each correct answer and other two sections GA and Computer containing 30 questions for 2 marks for each correct answer. There is one more sections- English only qualifying in nature.

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What is the good attempt?

Now considering 2 situations of 2 different students.

• 1st students who is strong in Maths and Reasoning do total of 58 questions with 100% accuracy in Maths and Reasoning out of 60 total questions and 48 questions with 100% accuracy in both GA and Computer Section out of total 60 questions. Now for 58 questions he will get 174 marks and for 48 questions he will get 96 marks. So total for 106 questions he will get 270 marks.
• Now 2nd student who is strong in Computer and GA done 58 correct answer in Computer and GA and 48 correct answer in Maths and Reasoning. So he will get 116 marks for 58 questions and 144 marks for 48 questions. So total he will get 260 marks for 106 questions.

So, from the above two analysis we can see that 1st student getting 10 marks more than the 2nd but both have done same number of questions. So those have done more questions in Maths and Reasoning sections with more accuracy have better chance to get a interview call from LIC.

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Expected Cut-Offs:

This year overall exam was easy except the GA section which is moderate to hard. So GA is also a determining factor here. But as per analysis cut will be for General/OBC

Reasoning: 11-14

Numerical Ability/Maths : 9-13

Computer: 12-15

General Knowledge; 7-12

Overall Cut offs: 224-232 for General and 215-223 for OBC.

RRB NTPC Salary Details

RRB NTPC exam for almost 18000 vacancy scheduled to be happened in the month of March-May, 2016. And top 4 post of RRB NTPC are

1. ASM (Assistant Station Master)
2. Goods Guard
3. Commercial Apprentice
4. Traffic Apprentice

Today we are giving you a detailed salary details which will applied from April, 2016 as per the 7th Pay Commissions recommendation.

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IBPS Clerk Details Salary Package

IBPS Clerk V result will be declared very soon and as there is no interview this year allotment may be done after a psychometric test.

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Today we are giving a details of salary and allowances after 10th bipartite settlement. So salary of clerk who is appointed as SWO in place with population less than 12 lacs will be as follows:

Pay Scale : Rs. 11765 - (655x3) - 13730 - (815x3) - 16175 - (980x4) - 20095 - (1145x7) - 28110 - (2120x1) - 30230 - (1310x1) - 31540

Cash in hand - 19681
Special Pay for SWO - 1172
Other mandatory allowances - 400

Total cash in hand - 21253

There are others time to time allowances like hill , fuel, halting , project area allowances.

Now if the above candidate have CAIIB he is eligible for two extra increment that is 1310+DA = 1873

So total take home salary is 23126- 130(professional tax) = 22996.

So minimum take home salary of a newly appointed clerk with CAIIB is approx - 23000/month

And for a simple graduate clerk - 21127/month

There is also Provident Fund contribution for the employee which is 10% of the Basic Pay that is 1307/month.

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We are attaching details snapshot of salary below , take a look

Salary Comparison - SSC CGL vs IBPS PO vs LIC AAO

SSC CGL 2016 notification is already out online application starting from 13th February so we are making this post for detailed comparison between SSC CGL , IBPS PO and LIC AAO. All comparison are made for Class III or Z places.

1. SSC CGL:

For X Cities, Transport Allowances - 3600/pm
                      HRA - 24% of Basic pay
For Y Cities ,Transport Allowances - 1800/pm
                      HRA - 16% of Basic pay

For Z Cities we are attaching the detailed salary structure, in the table Yellow Section is deducted for various pension and insurance scheme,

In the above table NPS = National Pension Scheme, CGEGIS =  Central Government Employees Group Insurance Scheme, CGHS = Central Govt Health Scheme

2. IBPS PO:

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3. LIC AAO:

For LIC AAO present salary structure is minimum gross salary for Class III cities is 36000/pm and for Class 1 cities 40200/pm. But salary revision for LIC employees is already granted which is due from 1/8/2012 with a merger of 100% DA (in case of bank DA merger is 60%) and proposed salary hike is 15% with proposed salary structure for AAO is details below

32700-1600(14)-55100-1735(4)-62040

So, minimum gross salary in Class III cities expected to be around 41400/pm and in Class I cities 46200/pm.

Best of luck for upcoming LIC AAO Exam.

LIC AAO 2016 Detailed View and preparation strategy

LIC AAO 2016 exam is going to be held on March, 2016 for 700 post all over India.
Test pattern:

No. Question
Quantitative Aptitude- 30
Reasoning-30
GK - 30
Computer- 30
English -40

Marks distribution:
Quantitative Aptitude- 90
Reasoning - 90
GK -60
Computer- 60
English is only for qualifying nature

Total Marks- 300
Total questions with English- 160
Time allotted- 2 hour

Now, since post is very less and as per our source almost 15 lacs apply for the LIC AAO 2016, so cutoff will be higher than 2013 if difficulty level will be same.

In 2013, cut off is 227 out of 300 for general. So, this year expected cutoff if same difficulty level remains estimated to 233-238.
This may be lower if difficulty level will same with IBPS PO V. So final expected can only estimated after the exam.

LIC AAO 2013 cut offs

How to prepare for LIC AAO?

First of all weightage for Quant and Reasoning is more 3 marks for 1 correct answer, there is also negative marking. So, one should have to do minimum of 46 questions out of 60 from both Quant and Reasoning.

And for GK and Computer one must do minimum of 50 questions out of 60.

Now for questions 46 one would get 138 (46x3) marks.
And for questions 50 one would get 100(50x2) marks.

So total mark 238.
But one should do with 100% accuracy.
So start preparing for today and practice mock test everyday. We will provide LIC study material soon.

Expected cut-offs and analysis of IBPS CLERK V Mains Exam

As IBPS Clerk V Mains concluded recently all of the candidate must be discussing about expected cut-offs and whether the attempts done by them is enough to clear the cut-off or not?

So, today we are going give a detailed analysis and expected cut-offs state-wise

Good Attempts:

Numerical Ability: 23-30

Reasoning : 27-36

English : 24-29

General Awareness: 26-34

Computer: 27-35

Over All Good Attempts : 145-165

Numerical ability is moderate, reasoning is easy , English is moderate , general awareness is easy-moderate, computer is very easy.

Almost 28 questions asked in general awareness is from Edu-Aspirant GK Capsule

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Expected Cut-Offs:

As in IBPS CLERK allotment is done on the basis of state-wise cutoffs, cut-offs for every state will be different for Mains exam to qualify, for high scoring cut-offs in IBPS CLERK V Prelims exam cutoff for Mains also on higher side, and for low cut-off state it will be on lower side, so we are giving a rough estimates of cutoffs for state,

But there will be a possibility to abolish interview in clerical recruitment in bank as PM Modi announced to abolish interview in junior level jobs, so if interview is abolished then cut-offs will go very high so we made possible arrangement of cutoffs given below,

If interview will not happen then cut-off will definitely go higher by almost 12-18 marks

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Expected Final Cut-off for IBPS PO V

As you all are waiting for the IBPS PO V Iinterview, we are going to give you all aspirants a analysis of the required mark in interview.

Most probably interview is going to start from 15th January, 2016.

So what minimum mark required in Interview to get selected?

As IBPS did not declared written marks of the selected candidates for interview, one must get minimum 76 mark in written to get selected for interview. So we are going to discuss the expected final cutoffs for IBPS PO V in details.

Expected Final cut off for IBPS PO V

Last year in IBPS PO IV final cut off for provisional selection is :- 49.6
Written cut-off for IBPS PO IV :- 82

So, with estimation 82 out of 200 is 32.8 out of 80, as weightage for written and interview is 80:20.

So in IBPS PO V if one get 76 then his/her marks out of 80 is 30.4

So almost 2 marks less than previous year. So we can expected final cut-offs around 47.6 expecting 13500 vacancies.

Passing marks for interview is 40.
Most of the interviewer gives mark in the range of 55-65 if your interview is just average without any arguing and with a formal dress code.

So, safe marks in IBPS PO V writen is 90, as it is 36/80 , so he/she needs only 58 to get selected as it is 11.6/20. So total is 47.6

Thank You. We are adding a detailed analysis in below image. So hope you all got your estimation.

IBPS CLERK V ANALYSIS

So two days of most waited IBPS CLERK V PRELIM exam is over now. So it will be very helpful to score good marks for the aspirants who will have exams on 12 & 13 december as the pattern is easiest among IBPS PO and SBI PO exam. So, in this post we are trying to analysis the exam section wise.

Quantatitive Aptitude:
This section is on the moderate side. No quadratic equation asked. Total 35 question asked in this section.

Data Intetpretation :- 5
Series(next term) :- 5
Simplification :- 10
Miscellaneous(SI, CI, profit loss, speed , distance, work time etc) :- 15

Reasoning:
This section is easy. No syllogism question is asked. Total 35 question aaked.

Linear Sitting Arrangement :- 5
Circular sitting arrangement :- 5
Puzzle type arrangement (like who is oldest- age based question among 5 person):- 5
Inequalities :- 5
Alphabetic series :- 5
Coding decoding :- 5
Miscellaneous :- 5

English:
This section is moderate . Reading comprehension (RC)is easy story based. Sentance improvement (SI)and para jumble (PJ)is little harder. Total 30 question asked.

RC :-10
SI: - 5
PJ :- 5
Error spoting :- 5
Cloze test :- 5

Ideal Time Allocation:
As the IBPS CLERK V prelim exam is also have sectional cutoff so time allocation in every section to clear the cutoff is importanat. Most followed time allocation pattern is given below :-

Quant : 23-26 minutes
Reasoning : 22-25 minutes
English :14-17 minutes

Ideal Attempt:

Quant : 22-27
Reasoning : 23-27
English : 20-23

Overall : 65-75

Expected Cutoffs:
Last year there were 35000 vacancy. So considering 30000 vacancy this year we are estimating the cutoffs as per the review of our readers,

General/OBC:
Overall :46-52
English: 10-13
Quant : 12-15
Reasoning : 14-16

SC:                           ST:
Overall : 35-41     27-32

Sectional cut off for SC/ST/OBC will less by 2-3 marks. But OBC overall cut off will go same as GENERAL as in IBPS PO.

So, all aspirants make a strategy today and revise basic concept and practice mock.

Best Wishes.

Study Material for Bank, SSC and LIC Exams

Many exams are approaching every aspirants should practice mock test for IBPS, LIC, SBI exam ,but wait,  before practicing mock base and all formula and technique should be clear , so here it is , this eBook will help for quick revision of all formula and short cut methods of vedic maths also includes easy solving method of syllogism.

So, buy it only for 45 rupees.
Discount code = GET25

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GK Mock Test for SSC CHSL 2015

This is a e-Book Mock Test of SSC CHSL 2015 GK section prepared specially to score more and understand the type of questions.

As in SSC CHSL there is very less current affairs question and more questions are conventional type, we need to study and practice more those types.

This mock test contains 500 MCQ based on Indian politics, economy, science, history and last 6 months cur
rent affairs.

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Details of the eBook:

Containing 500 MCQ
10 sets of Mock Test
Previous Years Questions

PRICE : 30 Rupees Only

Expected Cut Off and Analysis of IBPS PO MAINS 2015

This is actually the most diffucult exams in recent times. Difficulty level is harder than SBI PO 2015 also.

Reasoning:
This the hardest part ever in reasoning. No question in coding-decoding and inequalities.
Puzzles-20 marks-Very Tough
Syllogism-5 marks- Moderate
Input-Output - 5 marks- Tough
Data Sufficiency-5 marks- Modearate
Others- 10 marks

Ideal attempt : 13-19

Quant Section:
This sectiin is moderate to difficult level. 3 sets of data interpretation moderate level.
Ideal Attempt: 15-23

English:
This section contains 20 marks comprehension, 5 marks cloze test, Para jumbled 5 marks, error detection and fillers 5 marks.

Ideal attempt:  17-23

General Awerness:
Most of the qustions asked from the Edu-Aspirant Capsule.

Ideal Attempt: 26-32

Computer Section:
As always easiest section.

Ideal Attempt: 14-17

Oveall Ideal Attempt: 87-107

Expected Cutoffs:
Reasoning: 8-12
Quant: 9-13
English : 8-12
GA : 10-14
Computer : 10-13

Total Cutoffs : 74-83

All analysis is based on the appearing students review on todays paper and cut offs is based as per the vacancy of the last year. This year may be vacancy is less or more .

GK CAPSULE for IBPS PO V 2015

Hello Aspirants of IBPS PO V which is going to held on 31st October. Also PRELIM result will be declared in this week most possibly. So today we are going to provide you the most waited GK CAPSULE for IBPS V MAINS 2015.
Some important features of the GK CAPSULE:

• Pattern is based on the recent IBPS RRB exam pattern and last year IBPS PO pattern.
• IBPS asked only last 3-4 month current affairs questions with STATIC GK
• All the current affairs questions are on the basis of date and month
• Separate STATIC GK part.

Download it from the below link:



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Why every bank aspirant should read "Barons of Banking"

First of all, best of luck to all the aspirants of IBPS PO PRELIM which is going on. Today I am going to explain why every bank aspirant should read "BARONS of BANKING". 

How reading this book benefits all the banking aspirant?

I would say it is the best book to get insights of the banking history of India. How actually banking started in India. Author Bakhtiar k. Dadabhoy establishes all the important milestone in Indian Banking.

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There is two main benefits of reading "BARONS of BANKING"

• First of all we get a proper glimpse of Indian banking system and its functioning with the banking terms which is asked in every banking exams like IBPS , SBI ,RBI etc. So when read the books note every banking terms and milestone down in a copy so that you can revise it before exams.  
• English is also asked for 40 marks in IBPS exams. So we need a strong vocabulary to answer the reading comprehension and cloze test. BARONS is a awesome book to improve one's vocabulary. So try to to get the meaning of every complex wording used in the book and noted it down in a copy.

So, we get two benefits by reading "BARONS of BANKING" . Which is very much useful in every banking exams be it IBPS or SBI or RBI or Interviews.
To buy it from Flipkart click on the below link:
Barons of Banking : Glimpses of Indian Banking History (English)

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Detailed analysis and Expected cutoffs of IBPS PO Prelims

First of all don't get nervous from some post in Facebook that "I have attempted 80 or 90". Because it is not possible if you are a human (may be they are Rajinikanth, I don't know).
70-75 is the most possible attempt. And most of the students attempt in the range of 45-55.

So, don't get nervous and believe what you do in the examination.Because cutoff will in the range of 38-42.

Compare with SBI Prelims paper is in the same pattern. In SBI cutoff is 47.5 , and student selected in prelims is 40000, but in IBPS PO almost 3.5 lakh student will selected for MAINS as expected vacancy will be 16000-18000.
So, expected cutoff for all category will be,

• 38-42 (General)
• 33-37(OBC)
• 28-32(SC)
• 15-17(ST)

So,ideal attempt is 48-55 (with at least 90% accuracy) will get anyone through the MAINS.

Tips and Strategy for aspirants of upcoming 11th and 12th October:

Quantitative: Always do one set of DI(because one set is always easy), Approximation(must do), Series(3 out of 5 question easy), quadratic equation (3 out of 5 is easy) and some miscellaneous question of profit loss, percentage ,ratio etc (which are easy out of almost 10 question).

Ideal attempt: 18-21 (in 25 minutes)

Reasoning:  Must do syllogism (4-5 question), inequalities (5 question easiest), Blood relation ( 5 questions), coding-decoding(3 question), seating arrangement linear (moderate level but try it to solve within 5 minutes)

Avoid circular seating arrangement if it take more than 5-6 minutes and puzzle (better to avoid completely)

Ideal Attempt: 18-22(in 20 minutes)

English:  Must do cloze test (5 questions), error spotting (3 out of 5 easy) , fill in the blanks (4 out of 5 easy), antonyms-synonyms in Reading Comprehension (4 question)

Avoid RC and para jumble (1st and last sentence may be obtainable)

Ideal attempt: 14-18 (in 15 minutes)

Best of Luck Aspirants

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LIC AAO Cut off

LIC has declared marks og LIC AAO exam.Very high total cutoff for LIC AAO which is 220 for general.

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How many marks required to get selected provisionally in IBPS PO V?

Everyone is preparing for IBPS PO V. And most of you come with one question for sure,

How many marks in written required to be in safe side for selection?

First of all make a plan to score above 100. For this you need a detailed plan and must try to score 25-35 in General Awerness section.Because only current affairs of last 3-4 months question asked unlike SSC CGL.

Reasoning is also scoring portion is IBPS PO except some puzzle type and inward-outward seating arrangement questions. So in this section also one musy score 28-40 marks out of total 50.

Computer section is the easiest. One can easily score 13-19 out of 20.

English section is sometimes hard for Hindi medium student. So one can target 20-31 mark out of 40.

Toughest and time consuming section is Quant section. One must score 14-30 marks out of 50.

So the possible score is 100-155.

Why 100 is the minimum safe score?

If anybody score 100 in written exam. His weightage will be 40 out of 80.
Now he required to score minimum 50 in interview. Which have a weightage of 10. So total marks after interview is (40+10)= 50 . And last year final cutoff is 49.6 for UR category. Remeber IBPS PO have a 80:20 weightage in written and interview. And pass mark in interview is 40 for genaral category.

Hope all of you understand the anlysis. Analysis is based on the last year cutoffs only.

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Last year cutoffs

Written cutoffs

General- 82
OBC- 80
SC- 70
ST- 56

Sectional Cutoff.     

Quant- 7 (General), 4(OBC/ST/SC)
Reasoning- 10 (Gen), 6(obc/st/sc)
English - 8( gen) , 6  (obc/st/sc)
GA- 11 (gen) , 9 (obc/st/sc)
Computer- 10( gen) , 7( obc/sc/st)

Best of luck all aspirants.

Note: This year IBPS PO(Pre) also included which is only qualifying nature consist of three section Quant, Reasoning and English with 100 marks in 1 hr.

Final expected cutoff for SSC CGL 2015

SSC CGL 2015 is over now. Every one definitely aware of the cut-off mark. So I am going to give all of you a rough picture of exam analysis and expected cut-off.

Some facts of SSC CGL 2015:
Approx candidate apply - 38 lacs
Total marks-200
No sectional cutoff.

If we looked back in 2014 cutoff for various category was:-----
UR-96.5
OBC-82
SC-77
ST-69.5

VEDIC MATHS AND SHORTCUT EBOOK FOR IBPS BANK EXAM(COUPON CODE-IBPS)

Detailed analysis of SSC CGL 2015:-

General Intelligence &Reasoning:
This section was the easiest in this year SSC CGL. Good attempt is 38-43 qestions in 30-35 minute.

General Awerness:
This section was moderate to difficult level. An attempt of  15-25 in 10 minutes is considered as good attempt. Applicants with excellent conventional and static GK knowledge of science , history ,politics and economy can attempt 35 questions easily in 15 minutes.

Quantitative Aptitude:
This section was moderate. One can attempt 28-38 questions in 40-45 minutes depending on one's knowledge of trigonometry and geometry and maths solving speed.

General English:
This section was moderate level . Most of the question is based on vocabulary and idioms. So good attempt is 25-39 in 23-27 minutes.

So,
Good attempt - 118-145
Good score- 110-127
Overall Cutoff expected:

UR-96-105
OBC-81-87
SC-76-81
ST-68-73

VEDIC MATHS AND SHORTCUT EBOOK FOR IBPS BANK EXAM(COUPON CODE-IBPS)

Deaclaimar:
Analysis and cutoffs given above is completly based on approximation and appeared student's feedback. If somethings in cutoffs will not matched with the original when declared we are not responsible.

Note:
Most of the applicants already match their answers with various answer key easily availabale in internet from many website. We request all of tge applicants that do feel low and depress if you get low score rather wait for the official anawer key from SSC. Because final desicion made by only SSC.

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GK Mock Test for SSC CHSL 2015

 This is a e-Book Mock Test of SSC CHSL 2015 GK section prepared specially to score more and understand the type of questions.

As in SSC CHSL there is very less current affairs question and more questions are conventional type, we need to study and practice more those types.

This mock test contains 500 MCQ based on Indian politics, economy, science, history and last 6 months cur
rent affairs.

Details of the e-Book
Contains 10 sets of mock test
PDF format easy to read
Only 30 rupees

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How should prepare for SSC CGL

As we all know SSC CGL is only 30 days away. How should one approach to SSC CGL when preparing.

There is two types of aspirant-
1. One from engineering or MBA background
2. Others from general degree background.

Now 1st of all why it is easy to crack SSC CGL for engineering or MBA student, because they are excellent in aptitude and reasoning, they need only little push in this section in terms of practices.

Engineering or MBA students don't study all the portion of GK. Just go through politics(specially indian constitution etc) , geography and general science , one can scored 22-25 with this portion only.

English preparation is actually habitual and common for all aspirants. Read. The Hindu or Indian Expreaa regularly and revise the grammer rule from any higher english grammer book.

Breakdown of marks an engineering or MBA background students can carry in SSC CGL-

1. Quantitive Aptitude- 35-45 in 40 minute
2. Reasoning- 35-45 in 35 minute
3. English - 35-40 in 30 minute
4. GK- 22-27 in 15 minute

Breakdown of score for other streams
students

1. Quantitive Apti- 30 in 35 minute
2. Reasoning-  30 in 35 minute
3. English- 35-40 in 30 minute
4. GK - 27-30 in 20 minute

Overall score of 130 out of 200 is very good as cut off is not more than 100.
Last year was 96.

Focus and prepare for the subject where you are good and have a faith that you will score in that subject well.

Some good book
1. For quant RS Agarwal is suffucient.
Do study NCERT 10th book for geometry, algebra and trigonometry.
2. Reasoning- Buy any arihant or RPH book
3. English - Higher English grammer by P K D Sarkar or Wren and Martin
4. For GK- Buy a gk book from online store like Manohar pandey book is good. If u have less time than don't buy Lucrent its a large book.

For eBook, click here